where are you guys getting insurance?

hunter · 03-22-2007, 08:53 PM

progressive and geico can't even find lifan in their database.I would like full coverage on the bike anybody know of an insurance company to insure me for my 200 gy? thanks

Motoman · 03-22-2007, 09:08 PM

Check with Foremost Insurance. They insured my Jetmoto over a year ago with full coverage for a little over $80 a year. I've also got my Suzuki with them. State Farm wanted double of what Foremost is charging me.

ambassador · 03-22-2007, 09:52 PM

Hunter,
Insurance laws are so different around the country, Full insurance is a different story, it is a want, not a need for these bikes unless you are financing it, are you? Anyway, insurance for some may be just as much a pain in the a$$ as the MCO issues, these bikes are new to alot of States/Countys and it all depends on them... I know for a fact GEICO's web site has these in there database and so does PROGRESSIVE, they cost more though... Try Geico again, ask to talk to a manager and not a rep, and be nice...Just my 2 cents, Good luck...

dlunt · 03-22-2007, 10:21 PM

Call Progressive 1-800-PROGRESSIVE and tell them it is an American Lifan and give them the web address of the model you have.
Example:
http://www.americanlifan.com/lifan2/lf200gy-5.html

If you need to, tell them that Dennis Lunt had insurance in Indiana with Progressive on a Lifan GY-5 until just recently. Look it up.

IMO - Insurance is a racket!

ambassador · 03-22-2007, 10:44 PM

Let them know that it's an American Lifan, even if it's a grey market it will/should still say Lifan on the MCO/MSO...

gyjoe · 03-22-2007, 11:41 PM

I didn't have any problem getting insurance with American Family. They asked if I wanted full coverage or liabilty. I took the liability for $30 a year ('course you can only ride for half a year in this part of the country.)

pumpkin · 03-23-2007, 12:40 AM

i have geico on my gy-5 it wasn't in their data base but they found away to insure it for me

fatboy250 · 03-23-2007, 07:17 AM

$75/year with Progressive, here.

cycleway4 · 03-23-2007, 07:25 AM

Progressive.....$75.00 here in VA............

red2003 · 03-23-2007, 08:53 AM

$75.00 for Progressive online, bike is in Vermont. Couldn't get full coverage though. Not an option on the online form for me??? Full coverage doesn't make much sense on these bikes anyway. Go online, get liability and ride, baby ride!!!

mdsuave13 · 03-23-2007, 09:06 AM

i have progressive i think it was 140 a year liability... yes, if you knew my driving record, you'd understand the price.. haha

Akonababe · 03-23-2007, 04:29 PM

Progressive for us, with our viva's. Just tell them it is an American Lifan which is similar to roketas, jetmotos etc. With us they had to research but came back two days later with the insurance on our vivas.

TheOtherRide · 03-23-2007, 06:26 PM

Montana doesn't require insurance!!! I'm going to get liability anyway. A person would be an idiot not to, IMHO. Progressive online has AMERICAN Lifan listed. Looks like $75-80 around here for liability.

Roketarider · 03-23-2007, 06:52 PM

$50 a year, liability through Geico. No problems, had it on my policy in less than 10 minutes.

ambassador · 03-23-2007, 08:34 PM

No insurance required in Florida unless you don't want to wear a helmet, then you must carry at least $10,000 in liability... I always wear a lid and I still went and got it, at $53 bucks a year, it's well worth it just in case...
Geico just added it to my policy for my other 2 cars and just sends me 1 bill, I did have to talk to a Manager to get them to look it up though, the Rep had no idea what I was talking about...

03-22-2007, 08:53 PM	#1
hunter Join Date: Jan 2007 Posts: 101	where are you guys getting insurance? progressive and geico can't even find lifan in their database.I would like full coverage on the bike anybody know of an insurance company to insure me for my 200 gy? thanks
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03-22-2007, 09:08 PM	#2
Motoman Join Date: Jul 2006 Location: Fresno, CA. Posts: 45	Check with Foremost Insurance. They insured my Jetmoto over a year ago with full coverage for a little over $80 a year. I've also got my Suzuki with them. State Farm wanted double of what Foremost is charging me. __________________ 2006 Jetmoto TT200GY 2000 Suzuki VS800GL
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03-22-2007, 09:52 PM	#3
ambassador Join Date: Jan 2007 Location: Bradenton, Florida Posts: 1,200	Hunter, Insurance laws are so different around the country, Full insurance is a different story, it is a want, not a need for these bikes unless you are financing it, are you? Anyway, insurance for some may be just as much a pain in the a$$ as the MCO issues, these bikes are new to alot of States/Countys and it all depends on them... I know for a fact GEICO's web site has these in there database and so does PROGRESSIVE, they cost more though... Try Geico again, ask to talk to a manager and not a rep, and be nice...Just my 2 cents, Good luck... __________________ 06 Lifan 200 GY-5
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03-22-2007, 10:21 PM	#4
dlunt Join Date: May 2006 Location: Camby, Indiana Posts: 494	Call Progressive 1-800-PROGRESSIVE and tell them it is an American Lifan and give them the web address of the model you have. Example: http://www.americanlifan.com/lifan2/lf200gy-5.html If you need to, tell them that Dennis Lunt had insurance in Indiana with Progressive on a Lifan GY-5 until just recently. Look it up. IMO - Insurance is a racket! __________________ 2006 Flywing(Jianshe)100 2002 Suzuki DR650
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03-22-2007, 10:44 PM	#5
ambassador Join Date: Jan 2007 Location: Bradenton, Florida Posts: 1,200	Let them know that it's an American Lifan, even if it's a grey market it will/should still say Lifan on the MCO/MSO... __________________ 06 Lifan 200 GY-5
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03-22-2007, 11:41 PM	#6
gyjoe Join Date: Aug 2006 Location: Duluth, MN Posts: 230	I didn't have any problem getting insurance with American Family. They asked if I wanted full coverage or liabilty. I took the liability for $30 a year ('course you can only ride for half a year in this part of the country.) __________________ 2006 Lifan LF200GY-5
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03-23-2007, 12:40 AM	#7
pumpkin Join Date: Jan 2007 Location: Westover wv Posts: 443	i have geico on my gy-5 it wasn't in their data base but they found away to insure it for me __________________ 06 american lifan 200 gy-5
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03-23-2007, 07:17 AM	#8
fatboy250 Join Date: Sep 2006 Location: COLUMBIA, SC Posts: 973	$75/year with Progressive, here. __________________ 2008 Jonway MC-70-150 2007 Roketa DB-07B (RSM-200E) 2006 Roketa DB-07A (RSX-200E) 1995 Kawasaki Concours (ZG1000)
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03-23-2007, 07:25 AM	#9
cycleway4 Join Date: Feb 2007 Location: Virginia Posts: 269	Progressive.....$75.00 here in VA............ __________________ <div>Steve 2006 Roketa DB-07A/RSX-200E 2008 Roketa 250 Scooter 2019 Brozz 250
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03-23-2007, 08:53 AM	#10
red2003 Join Date: Jan 2007 Location: Northern Vermont, USA Posts: 1,251	$75.00 for Progressive online, bike is in Vermont. Couldn't get full coverage though. Not an option on the online form for me??? Full coverage doesn't make much sense on these bikes anyway. Go online, get liability and ride, baby ride!!! __________________ First Chinabike: 2006 Roketa RSX200E Current Chinabikes: 2023 Titan DLX & 2022 Lifan KP Mini w/ 210cc BRT kit, 22 RWHP!
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03-23-2007, 09:06 AM	#11
mdsuave13 Join Date: Jan 2007 Location: ellicott city, Maryland Posts: 857	i have progressive i think it was 140 a year liability... yes, if you knew my driving record, you'd understand the price.. haha __________________ My name is Justin, my friends call me Stix. 2008 Kawasaki KLR650 Candy Lime Green ______________________________ I am the official China bike registration Guru For the State of Maryland..... HA.
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03-23-2007, 04:29 PM	#12
Akonababe Join Date: Dec 2006 Location: Douglas, Arizona Posts: 154	Progressive for us, with our viva's. Just tell them it is an American Lifan which is similar to roketas, jetmotos etc. With us they had to research but came back two days later with the insurance on our vivas. __________________ Ride hard and have FUN!!!!
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03-23-2007, 06:26 PM	#13
TheOtherRide Join Date: Sep 2006 Location: Montana Posts: 403	Montana doesn't require insurance!!! I'm going to get liability anyway. A person would be an idiot not to, IMHO. Progressive online has AMERICAN Lifan listed. Looks like $75-80 around here for liability. __________________ ~Pauli~ Former 2006 Viva VX200SX owner
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03-23-2007, 06:52 PM	#14
Roketarider Join Date: Jan 2007 Posts: 124	$50 a year, liability through Geico. No problems, had it on my policy in less than 10 minutes. __________________ Roketa DB-07A 200cc
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03-23-2007, 08:34 PM	#15
ambassador Join Date: Jan 2007 Location: Bradenton, Florida Posts: 1,200	No insurance required in Florida unless you don't want to wear a helmet, then you must carry at least $10,000 in liability... I always wear a lid and I still went and got it, at $53 bucks a year, it's well worth it just in case... Geico just added it to my policy for my other 2 cars and just sends me 1 bill, I did have to talk to a Manager to get them to look it up though, the Rep had no idea what I was talking about... __________________ 06 Lifan 200 GY-5
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