Insurance made an offer.. worth it?

motohillbilly · 04-16-2008, 09:42 PM

Tere is a pic of my gy2 down the page. I think it held up well..... better than me . Well my left wrist is broke. She was drunk and very insured. I feellike I got hit bu a truck.

Update They will sell it back to me for 500. Is it worth it. Other wise i get 1200 for it?

kczukiman · 04-16-2008, 09:46 PM

I sent you a pm of my email adress to post for ya

madmanjustice · 04-16-2008, 09:46 PM

sure you can email it to me at madmanjustice @ gmail.com

madmanjustice · 04-16-2008, 09:47 PM

wow, same time post!

motohillbilly · 04-16-2008, 09:52 PM

sent it mad man

panamarandy · 04-16-2008, 09:53 PM

sure, send it...

madmanjustice · 04-16-2008, 09:59 PM

and here is the pic... two words...

HOLY COW 8O 8O 8O 8O 8O

kczukiman · 04-16-2008, 10:02 PM

Dang thats one h-ll of a hood ornimant.

motohillbilly · 04-16-2008, 10:03 PM

I didnt see it in person. I took a ride in a big shinny ambulance.

04-16-2008, 10:08 PM

I'd say it held up pretty well. actually gives me a bit more confidence in my frame.

get well man.

SpeedSouth · 04-16-2008, 10:16 PM

Looks like she soaked some of that impact for you...better the bike wedged in there instead of you! 8O

Thanks for sharing the picture. I'm sure it's a healthy reminder for everyone.

Mend up soon....I believe you have a new girl waiting.

PorterzCustomz · 04-16-2008, 10:17 PM

I bet I know what happened.. That's a GY2.. He prolly had the stock sprocket and could not go over 40mph on the main road so cars where gettin pissed and ridin his ass to get him to get the hell off the road or drive at a normal speed (I know what its like) he went to slow down quick to turn and POOF! AL should be sued for the gearing issue, very unsafe, half jokin half serious.. Hope he did not get too hurt, wounder if he had a helmet on. Where is the story to what really happened????

DirtRoadKing · 04-16-2008, 10:20 PM

Thanks for the pic. Hope you get well and get on your new one soon.

SpeedSouth · 04-16-2008, 10:22 PM

Portez,

http://www.chinariders.net/modules.p...ewtopic&t=3937

madmanjustice · 04-16-2008, 10:26 PM

well, looking on the bright side, you're OK, a little beat up, but OK.

The other driver was clearly at fault, and i'll say this now. get a lawyer. Make sure that you, your med bills and your family are taken care of.

Ok, that was the serious part.

Now the not so serious part. The frame, rear wheel and swingarm on that bike are probably shot. IF the frame is bent, the Insurance company will total it. And since its pretty much brand new and you have all the papers, they should be buying you a shiney new one.

Now another thing you can do if they total the bike, is buy it back from the insuance co. This should be pretty cheap and what they would do is take the buy back amount out of the settlement.

Example - they are going to settle on the bike for $1000, you can buy back the wreck for $50, they would give you the bike and a check for $950 (my grandmother did this when she had a minor accident in her car, ins said totaled because of the age of car. she bought the car back from the ins co for $46 and got it fixed)

You could then part out whats left of the bike or keep it for spares.

Anyway, talk to a lawyer and get well soon.

04-16-2008, 09:42 PM	#1
motohillbilly Join Date: Mar 2008 Posts: 118	Insurance made an offer.. worth it? Tere is a pic of my gy2 down the page. I think it held up well..... better than me . Well my left wrist is broke. She was drunk and very insured. I feellike I got hit bu a truck. Update They will sell it back to me for 500. Is it worth it. Other wise i get 1200 for it?
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04-16-2008, 09:46 PM	#3
madmanjustice Join Date: Aug 2007 Posts: 135	sure you can email it to me at madmanjustice @ gmail.com __________________ 2005 Roketa rat bike - The Ratketa 1982 Yamaha Maxim 750 The Ratketa Restoration Project The Ratketa Blog
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04-16-2008, 09:47 PM	#4
madmanjustice Join Date: Aug 2007 Posts: 135	wow, same time post! __________________ 2005 Roketa rat bike - The Ratketa 1982 Yamaha Maxim 750 The Ratketa Restoration Project The Ratketa Blog
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04-16-2008, 09:53 PM	#6
panamarandy Join Date: Mar 2008 Location: panama city, florida Posts: 353	sure, send it... __________________ 2007 Tank Vision R-3 2005 Quinqi Scooter
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04-16-2008, 09:59 PM	#7
madmanjustice Join Date: Aug 2007 Posts: 135	and here is the pic... two words... HOLY COW 8O 8O 8O 8O 8O __________________ 2005 Roketa rat bike - The Ratketa 1982 Yamaha Maxim 750 The Ratketa Restoration Project The Ratketa Blog
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04-16-2008, 09:46 PM	#2
kczukiman Join Date: Jul 2007 Location: Independence,Missouri Posts: 1,049	I sent you a pm of my email adress to post for ya
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04-16-2008, 09:52 PM	#5
motohillbilly Join Date: Mar 2008 Posts: 118	sent it mad man
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04-16-2008, 10:02 PM	#8
kczukiman Join Date: Jul 2007 Location: Independence,Missouri Posts: 1,049	Dang thats one h-ll of a hood ornimant.
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04-16-2008, 10:03 PM	#9
motohillbilly Join Date: Mar 2008 Posts: 118	I didnt see it in person. I took a ride in a big shinny ambulance.
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04-16-2008, 10:08 PM	#10
Guest Posts: n/a	I'd say it held up pretty well. actually gives me a bit more confidence in my frame. get well man.
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04-16-2008, 10:16 PM	#11
SpeedSouth Join Date: Apr 2008 Location: Atlanta, Ga Posts: 710	Looks like she soaked some of that impact for you...better the bike wedged in there instead of you! 8O Thanks for sharing the picture. I'm sure it's a healthy reminder for everyone. Mend up soon....I believe you have a new girl waiting. __________________ 2008 American Lifan LF200 GY-5 (930 km) - Sold 2007 Kawasaki EX250 - Sold 2006 Kawasaki EX650R - My new ride! 2005 Kawasaki EX250 - A new project
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04-16-2008, 10:17 PM	#12
PorterzCustomz Join Date: Mar 2008 Posts: 303	I bet I know what happened.. That's a GY2.. He prolly had the stock sprocket and could not go over 40mph on the main road so cars where gettin pissed and ridin his ass to get him to get the hell off the road or drive at a normal speed (I know what its like) he went to slow down quick to turn and POOF! AL should be sued for the gearing issue, very unsafe, half jokin half serious.. Hope he did not get too hurt, wounder if he had a helmet on. Where is the story to what really happened????
	0

04-16-2008, 10:20 PM	#13
DirtRoadKing Join Date: Mar 2008 Location: Florida Posts: 146	Thanks for the pic. Hope you get well and get on your new one soon. __________________ 2001 HD Roadking 2008 Hi-Bird/Ricardo http://www.chinariders.net/gallery2/...g2_itemId=8088
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04-16-2008, 10:22 PM	#14
SpeedSouth Join Date: Apr 2008 Location: Atlanta, Ga Posts: 710	Portez, http://www.chinariders.net/modules.p...ewtopic&t=3937 __________________ 2008 American Lifan LF200 GY-5 (930 km) - Sold 2007 Kawasaki EX250 - Sold 2006 Kawasaki EX650R - My new ride! 2005 Kawasaki EX250 - A new project
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04-16-2008, 10:26 PM	#15
madmanjustice Join Date: Aug 2007 Posts: 135	well, looking on the bright side, you're OK, a little beat up, but OK. The other driver was clearly at fault, and i'll say this now. get a lawyer. Make sure that you, your med bills and your family are taken care of. Ok, that was the serious part. Now the not so serious part. The frame, rear wheel and swingarm on that bike are probably shot. IF the frame is bent, the Insurance company will total it. And since its pretty much brand new and you have all the papers, they should be buying you a shiney new one. Now another thing you can do if they total the bike, is buy it back from the insuance co. This should be pretty cheap and what they would do is take the buy back amount out of the settlement. Example - they are going to settle on the bike for $1000, you can buy back the wreck for $50, they would give you the bike and a check for $950 (my grandmother did this when she had a minor accident in her car, ins said totaled because of the age of car. she bought the car back from the ins co for $46 and got it fixed) You could then part out whats left of the bike or keep it for spares. Anyway, talk to a lawyer and get well soon. __________________ 2005 Roketa rat bike - The Ratketa 1982 Yamaha Maxim 750 The Ratketa Restoration Project The Ratketa Blog
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