Issues with Foremost. Who will insure my SSR?

dh · 11-12-2022, 08:59 AM

I've have my SSR insured by Foremost Insurance since I bought it in 2014. They just sent me a brief note and a refund check, saying my policy is cancelled. I called and apparently it's because they couldn't read the date on one of the docs I signed for them recently to renew. And they skimped me on the refund for the prorated premium I had already paid. I usually pay the whole year in advance and have never been late. They say I have to request a new policy and start over so I'm very frustrated.

My premium had been steadily dropping with them over the years and I was paying $150 per year for full coverage. Now they want over $400 and they are giving me a hard time about the make/model. I've been happy with Foremost until this point. Anyone have suggestions on other companies insuring chinabikes?

**JerryHawk250** · 11-12-2022, 11:06 AM

Sounds like the insurance company figured out they were loosing money and that there little scam to get more money out of you.

IdahoRider · 11-12-2022, 01:24 PM

Geico had by far the best rates when I checked around. I have a KPX 250 and have liability, property, uninsured motorist and $2000 medical (to cover copays) and no collision or comprehensive since parts are relatively cheap and I pay $70/yr.

Oldenslow · 11-12-2022, 02:05 PM

Having sold property and vehicle insurance in the past, I know that Foremost is generally an insurer of last resort. So I am thinking either that you initially wound up at the wrong insurer, or we are not getting the full story...

TominMO · 11-12-2022, 04:23 PM

Quote:

Originally Posted by IdahoRider

Geico had by far the best rates when I checked around. I have a KPX 250 and have liability, property, uninsured motorist and $2000 medical (to cover copays) and no collision or comprehensive since parts are relatively cheap and I pay $70/yr.

Same for me, $70.

dh · 11-12-2022, 08:16 PM

[QUOTE=Oldenslow;386288]Having sold property and vehicle insurance in the past, I know that Foremost is generally an insurer of last resort. So I am thinking either that you initially wound up at the wrong insurer, or we are not getting the full story...[/QUOTE

They are owned by Farmers, who I had my homeowners and cars bundled with for discounts. Yes, Foremost wouldn't give me much info when I called, and just said it was the brokers fault and to call them. I recently switched from a Farmers broker to Good Sam, maybe that got them mad?

dh · 11-13-2022, 02:47 PM

I was able to get the $70 special with Geico!

11-12-2022, 08:59 AM	#1
dh Join Date: Jun 2014 Location: NW Arkansas Posts: 454	Issues with Foremost. Who will insure my SSR? I've have my SSR insured by Foremost Insurance since I bought it in 2014. They just sent me a brief note and a refund check, saying my policy is cancelled. I called and apparently it's because they couldn't read the date on one of the docs I signed for them recently to renew. And they skimped me on the refund for the prorated premium I had already paid. I usually pay the whole year in advance and have never been late. They say I have to request a new policy and start over so I'm very frustrated. My premium had been steadily dropping with them over the years and I was paying $150 per year for full coverage. Now they want over $400 and they are giving me a hard time about the make/model. I've been happy with Foremost until this point. Anyone have suggestions on other companies insuring chinabikes? __________________ 2013 SSR XF-250
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11-12-2022, 11:06 AM	#2
JerryHawk250 Moderator Join Date: Oct 2016 Location: Houma, La. Posts: 11,726	Sounds like the insurance company figured out they were loosing money and that there little scam to get more money out of you. __________________ 2024 Linhai 300 ATV 4x4 2023 Lifan Lycan 250 Chopper 2023 Venom Evader 2022 Lifan KPX250 2020 Kawasaki Vulcan S (Sold) 2004 Honda ST 1300 2016 Black Hawk 250 (sold) Keihin PE30 carb,125 main,38 slow.Pod filter,ported & decked head 10:1 CR,Direct Ignition Coil,15/40Sprockets,NGK DPR8EIX-9,De-Cat,Dual Oil Cooler,Digital Cluster 2016 Cazador180 XL 2014 Coolster150 JerryHawk250.com My YouTube Channel
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11-12-2022, 01:24 PM	#3
IdahoRider Join Date: Aug 2022 Posts: 175	Geico had by far the best rates when I checked around. I have a KPX 250 and have liability, property, uninsured motorist and $2000 medical (to cover copays) and no collision or comprehensive since parts are relatively cheap and I pay $70/yr. __________________ 2022 Lifan KPX 250
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11-12-2022, 08:16 PM	#6
dh Join Date: Jun 2014 Location: NW Arkansas Posts: 454	[QUOTE=Oldenslow;386288]Having sold property and vehicle insurance in the past, I know that Foremost is generally an insurer of last resort. So I am thinking either that you initially wound up at the wrong insurer, or we are not getting the full story...[/QUOTE They are owned by Farmers, who I had my homeowners and cars bundled with for discounts. Yes, Foremost wouldn't give me much info when I called, and just said it was the brokers fault and to call them. I recently switched from a Farmers broker to Good Sam, maybe that got them mad? __________________ 2013 SSR XF-250
	0

11-13-2022, 02:47 PM	#7
dh Join Date: Jun 2014 Location: NW Arkansas Posts: 454	I was able to get the $70 special with Geico! __________________ 2013 SSR XF-250
	0

11-12-2022, 02:05 PM	#4
Oldenslow Join Date: Mar 2020 Posts: 153	Having sold property and vehicle insurance in the past, I know that Foremost is generally an insurer of last resort. So I am thinking either that you initially wound up at the wrong insurer, or we are not getting the full story...
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