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#1 |
Join Date: May 2018
Posts: 34
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Anyone here from MI?? If so what insurance co did you go with? And how’d you get the Hawk and it’s VIN to be accepted online with the insurance company?? I’ve tried Progressive, Dairyland, and Rider insurance and none of them have RPS or Haosen listed as a choice for he bike. Any help would be greatly appreciated!! Thank you!
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#2 |
Join Date: Jul 2018
Posts: 64
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I have mine insured through Progessive. Did it all online.
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#3 |
Join Date: Apr 2017
Location: Omaha, NE
Posts: 8,100
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I have Progressive. Just call them to get it sorted out. They don't have RPS or Haosen listed in their database, so they will have to list it as Other make and Other model, then on the insurance card they will fill in the type of bike it is. My card says RPS Hawk.
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Hawk Information and Resource guide: http://www.chinariders.net/showthread.php?t=20331 2018 Hawk 250 - Full Mod list here. http://www.chinariders.net/showpost....62&postcount=1 2024 Royal Enfield Shotgun 650 https://chinariders.net/showthread.php?t=34124 |
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#4 |
Moderator
Join Date: Oct 2016
Location: Houma, La.
Posts: 11,654
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Geico online. $99 a year. Even if you have two bikes it's still $99 for both.
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2023 Lifan Lycan 250 Chopper 2023 Venom Evader 2022 Lifan KPX250 2020 Kawasaki Vulcan S (Sold) 2004 Honda ST 1300 2016 Black Hawk 250 (sold) Keihin PE30 carb,125 main,38 slow.Pod filter,ported & decked head 10:1 CR,Direct Ignition Coil,15/40Sprockets,NGK DPR8EIX-9,De-Cat,Dual Oil Cooler,Digital Cluster 2016 Cazador180 XL 2014 Coolster150 JerryHawk250.com My YouTube Channel |
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#5 |
Join Date: Apr 2017
Location: Omaha, NE
Posts: 8,100
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My Hawk costs me... $68 a year. Multi-vehicle discount, multi policy discount, over 10 years with no claims, no tickets, etc. Sorta helps. I think the only way I can get it any cheaper would be to get married lol.
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Hawk Information and Resource guide: http://www.chinariders.net/showthread.php?t=20331 2018 Hawk 250 - Full Mod list here. http://www.chinariders.net/showpost....62&postcount=1 2024 Royal Enfield Shotgun 650 https://chinariders.net/showthread.php?t=34124 |
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#6 |
Join Date: Apr 2019
Location: Colorado
Posts: 47
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Not worth it to get married.
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#7 |
Join Date: May 2018
Posts: 34
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Thank you Jerryhawk250 and Megadan!! I appreciate the input and will go with one of those and hit-r-dun! Can’t wait!!
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#8 |
Join Date: Mar 2019
Location: Jefferson city Tenn
Posts: 27
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I used state farm here they used Vehicle identification number to identify it Ime in Tennessee though
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#9 |
Join Date: May 2019
Location: Port Huron, Michigan
Posts: 637
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Call the companies directly, they will be able to better help you with odd balls like the hawk. Next step will be the SOS. I asked yesterday and she said bring the invoice and the MSO/MCO, as long as it says motorcycle and not off road only/atv it won't be a problem. Other option is to do a title conversion and have it inspected, no fun.
I envy you guys, i dont have my hawk yet, but for my 2007 honda vtx1300 its $306 for 12 months of just plpd. $197 of that goes to the Michigan Catastrophic Claims Association, and its going up to $220 in july i believe. Every vehicle has to pay that fee, have 4 bikes then you pay it 4 times... |
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#10 | |
Join Date: Apr 2017
Location: Omaha, NE
Posts: 8,100
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Quote:
My VFR1200 costs me over $900 a year to insure (full comprehensive). It doesn't help that I have increased coverage on things like uninsured motorist and $250 deductibles, but even if I ran the standard 500 deductible and coverage it only goes down maybe 80 bucks.
__________________
Hawk Information and Resource guide: http://www.chinariders.net/showthread.php?t=20331 2018 Hawk 250 - Full Mod list here. http://www.chinariders.net/showpost....62&postcount=1 2024 Royal Enfield Shotgun 650 https://chinariders.net/showthread.php?t=34124 |
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#11 | |
Join Date: May 2019
Location: Port Huron, Michigan
Posts: 637
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Quote:
The Hawk will probably be around $270 if i can get it before July 1, then it will likely be around $320 when the MCCA fee goes up. |
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#12 |
Join Date: May 2018
Posts: 34
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Thanks for the tip Duck9191. That fee is such a rip!!! It’s be great if we could stop getting ripped on insurance in this state. Oh well, I can’t change it, can’t wait to get my Hawk Monday though!! Thx again!
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#13 | |
Join Date: May 2019
Location: Port Huron, Michigan
Posts: 637
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Quote:
Let us know how your experience with the SOS goes, I have heard it varies branch to branch. I've been inquiring about how hard it will be to get a kit car (df goblin or exomotive exocet) street legal and I have gotten all kinds of answers, MI leaves way to much up to the person at the counter of the SOS. |
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#15 |
Join Date: Feb 2021
Posts: 988
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I'm insured with State Farm, which is probably in every state. In WV we need proof of insurance before we can get a license, and registration, so I just took my MCO into my agents office, and they pulled up a list on their computer, and found what they needed. My Hawk's proof of insurance under make is actually CHNGQNG HA , which is probably Chingqing Haosen . They printed me off a proof of insurance right there, and on my way home, I stopped at a business in town that handles the DMV work, and let them deal with my title, and registration.
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Tags |
hawk enduro, hawk250, insurance, michiganhawk |
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