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If you don't want to tinker, it would be better to get something used and Japanese that can be easily sold when needed, and serviced at a dealership. A CB300F or similar comes to mind. If even changing sprockets is more than you want to do, a Chinese bike isn't the best buy, as you'll at least need to adjust valves from time to time, and that is much more mechanically involved than changing a sprocket, and not many shops, even independent ones, will work on cheaper Chinese stuff like you've mentioned.
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