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Got mine through State Farm $1 a month collision only, no uninsured motorist. That's what dropped the price losing that. Who needs it the bike is only 1k and I have Obama forced insurance so I'm covered there anyhow. So yea pretty much a China Policy on my China bike HAHAHAHA. I live in B.F.E. and wont see the city much anyhow And I doubt cactus counts as an uninsured motorist.
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