I totally get wanting a Kioti CS2520 without breaking the bank. I've had luck finding great deals on gently used equipment through local farm equipment dealers and sometimes online marketplaces. Sometimes, the best deals are at local farms that are updating their equipment. I live near Denver and found an amazing deal on a barely used tractor with a short car drive. They also have a website where they update what they have in stock, so you might
find farm gear here since they have multiple locations.