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Doesn't your insurance company buy you a new helmet when you have an accident?
Here you give them your old helmet after an accident and a receipt for the replacement, same as child car seats - no questions asked. It doesn't matter if the helmet suffered any damage or not, even if it didn't touch the ground! The reasoning is that the insurance company cannot guarantee the helmet is still "safe" so they replace it to avoid possible liability if later a head injury occurred from the same helmet. Therefore my least expensive helmet at the time gets replaced for the most expensive model available. Out with the Walmart and in with the Schuberth, Arai & AGV
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