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Funnily enough, I have the renewal info from Progressive right here on my desk. I have roughly 20 years of riding experience, and the missus has none. She's going to get her permit this week, and her full license once she feels comfortable on her new bike. Here is the rundown of what I pay in insurance for our two-wheeled therapy devices:
2015 Suzuki DR650: Full Coverage with $250 deductable - $139/yr
1987 Honda Rebel 250: Liability Only - $41/yr
2016 RPS Hawk: Liability Only - 48/yr
2013 Suzuki TU250X (Mrs. Emerikol's Bike): Full Coverage w/$250 Ded - $75/yr
The difference in full coverage versus liability for the Missus' bike was less than $25. We figured it made sense for her to have the full coverage since she's a new rider. There is a note on the DR650, so full coverage insurance is required. However, since I have that bike set up as my long distance machine I'll probably keep the full coverage on it after I'm done paying on it. The other three bikes are all owned outright. Hope this helps shed some light on the insurance quandaries with China Bikes.
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First Rule of Aviation:
-Never Pass Up The Opportunity to Pee
I was struggling to get my wife's attention; I sat down on the couch and looked comfortable. That did the trick!
My wife says I only have two faults. I don't listen and something else...
If at first you don't succeed, try doing it the way I told you to...
The Stable:
2005 Yamaha V-Star 650 - SOLD
2015 Suzuki DR 650
2015 RPS Hawk 250 - SOLD
2016 Ural Gear Up
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